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The manager also discussed the repair cost. The company would give a $325 "gesture discount," but it would still cost $1,000 to cover the repairs. Torine didn't care anymore. He just wanted the AC fixed. We asked CCHS what happened, but the answer back came from Sears. A Sears spokeswoman apologized and said she was watching the case "very closely. "But she offered no further explanation. Our request for more detail was volleyed to CCHS. A CCHS spokeswoman explained the $1,000 charge was because of "uncovered work. " "Home warranties are a more affordable way to protect the home on day to day issues, and to prevent catastrophic losses," she said. We asked what took so long for Torine and what the average service time was in New Jersey.

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Boiler Heat $26 / Month, $312 / Year Cooktop $4 / Month, $48 / Year Deep Freeze $6 / Month, $72 / Year Dishwasher $6 / Month, $72 / Year Dryer $4 / Month, $48 / Year Furnace $18 / Month, $216 / Year Furnace/AC $28 / Month, $336 / Year High End Appliance $28 / Month, $336 / Year Ice Machine $6 / Month, $72 / Year Microwave $4 / Month, $48 / Year Oven $4 / Month, $48 / Year Pool Heater $12 / Month, $144 / Year Pool Pump $12 / Month, $144 / Year Refrigerator $6 / Month, $72 / Year Septic Pump $8 / Month, $96 / Year Septic Tank/Lateral Lines $20 / Month, $240 / Year Trash Compactor $4 / Month, $48 / Year Washer $6 / Month, $72 / Year Water Heater $4 / Month, $48 / Year Well Pump and Tank $8 / Month, $96 / Year Wine Cooler $6 / Month, $72 / YearHome warranties, also known as service contracts, allow homeowners to pay an annual fee for repair and replacement service of covered appliances and systems.

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The "fix" made was replacement of the wax sealing ring, which made the toilet steady for a few months but was not really a permanent fix.

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If something breaks down, you will only have to pay a small deductible instead of the entire cost that you might have had to pay on your own.